| Protect
Your Identity |
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| Your BIGshop account and other online account you
hold may contain personal information so it is important to make
sure your account does not fall into the wrong hands. Using common
sense, monitoring your account status and protecting your personal
information is the best way to safeguard your account.
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Protecting Yourself Online |
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- Safeguard your online account details by following this simple
advice:
- Keep separate passwords for each online account.
- Use a unique password which is difficult to guess. A random
combination of letters and numbers is best.
- Look for the Lock. The lock symbol in your browser's Status
Bar and "https" in the Address Bar show that you've
got a secure connection. Look for it any time you're about to
engage in a financial transaction. The lock isn't a guarantee
of security, but its absence is a guarantee of NO security.
- Change your password regularly (at least every three months).
- Keep your computer’s anti-virus, anti-spam and other security
software up to date.
- Never email any personal information like your account details
(username and password) or bank account numbers.
- Never provide your BIGshop username and password to non-BIGshop
sites.
- Never download email attachments sent by someone you do not
know.
- Monitor your online account statements regularly and if you
spot any suspicious activity notify officials.
- Think Outside the Box. Don't believe everything that comes in
an envelope. And shred any sensitive information before discarding
or recycling it. Identity theft isn't limited to the online world.
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Protecting Yourself Offline |
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- Be watchful of shoulder-surfers. At ATMs and phone booths, thieves
will stand close enough to see PIN numbers punched in by users.
- Mind those credit card receipts, especially since only a few
credit card receipts have stopped listing full account numbers
and expiration dates. Put the charge slip copies in a safe spot
until your credit card bills arrive.
- Buy a shredder and use it. Shred everything, including credit
card receipts (after you've reconciled your bill), old bank statements,
medical statements, everyday bills, and pre-approved credit card
offers. Any document that has personal financial information on
it can give an identity thief a foothold into your life.
- Write clearly on all credit applications. Consistently and completely
fill in all credit and loan applications using your full name,
first, middle and last. Every bill that comes to your house should
be addressed exactly the same.
- Monitor your credit accounts carefully, so you'll know if a
bill's missing or unauthorized purchases have been made. Close
out unused credit cards. Cutting them up is not enough.
- Limit the number of credit cards you carry. The fewer cards
you have, the easier it is to track them.
- Get a credit report at least once a year and clean up any errors.
Look for personal information and credit accounts that are not
yours. Credit bureaus make mistakes.
- If you're moving, contact all your creditors and update them
of your address changes immediately. You don't want credit information
and new credit cards being delivered to the wrong address. Likewise,
if your credit card expires and you don't receive a new one, call
your creditor immediately.
- Contact your bank, credit agency or any card issuer (such as
Medicare, the RTA, etc) immediately if cards are lost or stolen.
- If you are a victim of identity theft contact your local police
and report the crime. The Australian Crime Commission also operates
the Identity Protection Register – obtain more info by calling
(02) 6243 6666
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